Why we exist

Smarter payroll for your business
and people.

Simplify salary payments, support WPS and give employees access to secure financial services.

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Backed by
Incubated by
Construction worker smiling at his phone with a myZoi salary received notification, Dubai skyline behind
How It Works

Simple for employers. Transformative for employees.

Onboard employees, run payroll through the UAE Wage Protection System (WPS) and give real-time wallet access. All from one intuitive platform built for speed and scale.

Onboard in minutes

Employees are onboarded digitally using just their passport on arrival, with Emirates ID updated once issued. Average onboarding time: under 5 minutes.

Seamless payroll

Salaries are processed through your existing payroll system, WPS compliant, without disruption.

Instant Access

Employees receive their salary directly into a myZoi wallet and ATM card, immediately.

On-ground Support

A dedicated relationship manager supports your team and employees throughout, from setup to ongoing adoption.

Trusted by leading employers across the UAE.

Galadari logo
Azizi Developments logo
AW Rostamani logo
Al Shirawi logo
GEMS Education logo
Adeka Al Otaiba Middle East LLC logo
Innovations Group logo
Noon logo
Apparel Group logo
Malabar Gold & Diamonds logo
Galadari logo
Azizi Developments logo
AW Rostamani logo
Al Shirawi logo
GEMS Education logo
Adeka Al Otaiba Middle East LLC logo
Innovations Group logo
Noon logo
Apparel Group logo
Malabar Gold & Diamonds logo
Galadari logo
Azizi Developments logo
AW Rostamani logo
Al Shirawi logo
GEMS Education logo
Adeka Al Otaiba Middle East LLC logo
Innovations Group logo
Noon logo
Apparel Group logo
Malabar Gold & Diamonds logo
Built For Enterprise

Why companies choose myZoi

Everything your HR and finance teams need to support your workforce: compliantly, simply and at scale.

Human-centred design

Multilingual, intuitive and designed for workers using a smartphone for the first time.
Learn about the employee wallet

Measurable environmental, social and governance (ESG) impact

Demonstrate your commitment to workforce welfare with financial inclusion outcomes you can measure, report and be proud of.
Read about our impact

Seamless integration

myZoi connects to your existing payroll system. Salary Information File (SIF) generation and existing workflows stay exactly as they are. Your finance team will not need to change a thing.
See how payroll works

Licensed, certified and secure

Licensed by the Central Bank of the UAE (CBUAE) under the Stored Value Facilities (SVF) and Retail Payment Services and Card Schemes (RPSCS) frameworks, with PCI-DSS Level 1 certified payment security.
Learn about our licences

Ongoing support & a dedicated relationship manager

A dedicated contact and on-ground team who handle onboarding, queries and adoption, not a helpdesk ticket.
Learn about our customer care

Financial education that works for your workforce

myZoi's Money Tips programme gives every worker the financial skills to manage their money, in their language and at no cost to you.
Discover MoneyTips
Employee benefits

Stronger workforce. Happier teams.

Everything your employees need to manage their money. In one app, from day one.

Get salary

Salary is credited to your employees’ myZoi wallet once payroll is processed. No queues, no cash.

Send money

Employees can make local transfers or send to 30+ countries. Live tracking on every transfer.

Earned wage access

Employees can access part of the wages they have already earned, when it matters most.

Check balance

Employees can access their balance, recent transactions and spending history. Instantly, any time.

Recharge mobile

Top-ups to any UAE or home country number in seconds.

Pay and withdraw

myZoi cards can be used in shops, online and at ATMs to withdraw cash.
Hand holding a phone with the myZoi app showing wallet balance and a send money home form
Corporate testimonials

In their own words.

"This partnership with myZoi represents a transformative leap towards creating a more financially inclusive ecosystem. By equipping our team with essential financial skills & tools, we are investing in their future, ensuring they have the opportunities to prosper."

Neeraj Teckchandani
CEO - Apparel Group

"Partnering with myZoi has been a great decision. Our employees find it simple, affordable and faster than exchange houses. They value the myZoi card, better rates and the financial literacy support."

Alia Zaghloul
Head of People and Culture, Galadari Brothers

"myZoi's app is user-friendly & in native languages which enables our employees to use it easily, allowing us to serve the underbanked effectively. The myZoi solution has also provided financial literacy & awareness to our employees."

Ravi Jethwani
CEO - Innovations Group
Awards and Recognition

Recognised for what we stand for.

Law.com Legalweek Leaders in Tech Law Awards 2025 badge
ALM Law.com Awards 2025
Industry recognition
MEA Finance Awards 2024 badge
MEA Finance Awards 2024
Industry recognition
Great Place To Work Certified badge, UAE, June 2026 to June 2027
Great Place to Work 2026–27
Workplace Excellence
Future 100 2025 badge: Enterprises Shaping UAE's Future, UAE Ministry of Economy and Tourism
Future 100 List
Government Recognition
Money Tips logo
Financial education

We don't just move money. We help employees make the most of it.

Money Tips gives every worker free, practical financial education, in their language, from day one. When employees feel confident about their finances, they stay longer, perform better and trust their employers more.

Topics covered:
Budgeting basics
Consumer rights
Smart remittances
Savings habits
Cyber safety
Emergency funds
Available in 5 languages including Arabic, Hindi, and Bengali.
Get Started

Bring myZoi to your workforce today

Join 1000+ companies across the UAE that trust myZoi to support their workforce. Compliantly, simply and from day one.

Let's talk
Learn more
Smartphone showing the myZoi app start screen